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The IHC Group’s Telemedicine helps manage healthcare costs with
three great benefits. The cost for Telemedicine is just $12.95 for single

benefits or $14.95 for families.

Talk to a doctor anytime! Only $15 per consultation. Teladoc connects you 24/7/365 to
a national network of board-certified doctors who average 15 years’ experience. Within
minutes, a doctor will call you back ready to listen and resolve your issue. If medically
necessary, a prescription will be sent to your pharmacy of choice. It’s healthcare in the palm
of your hand. For more information, visit www.teladoc.com.

Did you know that hearing loss is the third most common physical condition after
arthritis and heart disease? American Hearing Benefits (AHB) will help you and your
family members take care of your hearing with access to free hearing consultations and
significant discounts on hearing aids. Our Hearing Care Advisors guide you through
the process and will connect you with a hearing professional in your area to take full
advantage of this valuable benefit. For more information or to contact AHB:
www.americanhearingbenefits.com/partners/IHC.

Studies show about 10% of medical bills have errors. If something seems off about your
medical bill, an Athos expert will double check it for you! Our advocates will answer
your medical billing questions, find and fix errors on your medical bills, and negotiate a
fair price for large expenses. Once you’re signed up, there is no additional cost to use
Athos. You’ll be able to securely submit a bill for review, and/or schedule a time to talk to
an advocate at https://my.athoshealth.com.

Telemedicine is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member
is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This is not qualifying health coverage (“Minimum
Essential Coverage”) that satisfies the health coverage requirement of the Affordable Care Act. If you don’t have Minimum Essential Coverage, you may owe an additional payment with your taxes.
Administrative services for this product are provided by licensed third party administrators (TPA). The TPAs are not members of The IHC Group.
About The IHC Group
Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability,
supplemental health, pet, and group life insurance through its subsidiaries since 1980. The IHC Group owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National
Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven insurance sales and marketing company that creates value for insurance
producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with
highly rated carriers.
“IHC” and “The IHC Group” are the brand names for plans, products and services provided by one or more of the subsidiaries and affiliate member companies of The IHC Group (“IHC Entities”). Plans, products and
services are solely and only provided by one or more IHC Entities specified on the plan, product or service contract, not The IHC Group. Not all plans, products and services are available in each state.

Copyright © 2017 IHC Group. All Rights Reserved. Brochure Telemedicine 1017
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