About Our Agency

We are licensed in Florida, Texas, and Virginia to sell health insurance plans. We believe that in current context of rising healthcare costs, it is important that everyone cover oneself for risks to one’s health and finances by purchasing insurance for:

  • Basic health insurance plan for routine health care and probable hospitalization.
  • Supplemental insurance to reduce out-of-pocket expenses one may run into for likely heavy medical and living expenses attributable to threatening disease and injury,
  • Ancillary medical and support services to complement basic health insurance.

Due to complexity of a large variety of health insurance plans being sold by a number of carriers, we are focused to sell following types of health insurance plans:

  • Major Medical Plans compliant with PPACA for Individuals, Families, and Employer-Employee.
  • Short Term Medical plans for age below 64 by The IHC Group and UnitedHealthcare®. Some plans are integrated with prescription drugs coverage. Options to add supplemental medical insurance and ancillaries are available.
  • TriTerm Medical Plans for age below 64 by the UnitedHealthcare®. These plans are integrated with prescription drugs coverage with options to add supplemental medical insurance and ancillaries.

Telemedicine, Dental and more….

  • Accident & Critical Illness, Dental insurance, and Health Discount Program (Telemedicine and More) by The IHC Group.
  • Accident ProGuard, Accident SafeGuard, Critical Illness, Dental, Vision, Term Life, and Telehealth by UnitedHealthcare®.

Supplemental Medical Plans

  • Hospital and Surgical Insurance, and Gap Health Insurance by The IHC Group
  • Hospital & Doctor (HealthProtectorGuard) and Hospital SafeGuard by Unitedheatlcare®.
  • Medicare Advantage and Medicare Supplement Plans for seniors by AARP UnitedHealthcare.
  • International students travel safety and medical insurance by Tokio Marine HCC MIS for studies abroad anywhere in the world.
  • International Travelers travel safety insurance and medical insurance by Tokio Marine HCC MIS for family, individuals, group, and for multi-trips from home country, anywhere in the world.