Additional Health-Life Coverage

Accident ProGuard Insurance

 from

UnitedHealthcare®

You get paid on occurrence! 

What is Accident ProGuard Insurance Plan?

Accident Insurance, unlike a regular health insurance plan which have benefits to cover medical treatment, insurance industry has evolved plans and indemnities specific to occurrence of certain accidental event(s) for monetary compensation to reduce or offset financial risks.   

UnitedHealthcare® offers following categories of indemnity plans under family of Accident ProGuard Insurance.  Open the page here showing these three types of plans.  Enter basic information and View plans.

Accident ProGap

It is combination of following occurrences having indemnity coverage in the range of $2,500 to $7,500 depending on the plan you choose:

  • Accident Benefit,
  • Accidental Death Benefit,
  • Hospital/Sickness Benefit, and
  • Critical Illness.

Accident ProGuard 

It is combination of following occurrences having indemnity coverage in the range of $5,000 to $30,000 depending on the plan you choose:

  • Accident Benefit,
  • Accidental Death Benefit,
  • Critical Illness.

 Accident ExpenseGuard

It is combination of following occurrences having indemnity coverage in the range of $5,000 to $20,000 depending on the plan you choose:

  • Accident benefit
  • Accidental Death and Dismemberment benefit

 

Eligibility

  • Age: between 18 – 64 for applicant and spouse and children up to age below 25 (drop off when age 26), at the time of application. Policy is renewable till age 70.
  • Exclusions and/or Limitations: Listed in brochures.
  • Preexisting conditions: Defined in the brochures.
  • Underwriting: All these plans are subject to health underwriting.

I want to sign up. How should I go about it?

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Open Quote and Sign up here on the UnitedHealthcare®  site.    Quote and Sign up here
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Fill the form and click on View Plans to see menu of products and their quotes

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Navigate and click on tab Accident ProGuard, you see plans in increasing order to price and benefits. You see a number of plans. You can compare up to four plans. Check the buttons Compare and then click on bottom Compare at the bottom of display. This is quick tabular display of compared plans

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Use Filters and Sort buttons to narrow down your choice. Select a plan, and click on button Details.

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Select radio button for the benefit coverage where choice is presented, then click on button Add to Cart. Follow screens to Apply and sign up. You will get email to download policy with instructions.

QUESTIONS?

Call us at 407-792-6060 or leave message below.
We’ll get back to you within 24 hours.

Network of Providers: Look up PPO doctors here. 

Who are the providers of these plans?

united
unitedhealth

Golden Rule Insurance Company is the underwriter of these insurance plans.