Health Discount Program


The IHC Group/Careington

What is Health Discount Program by The IHC Group / Careington?

This program is bundled into two sets of products geared towards keeping healthier life style and getting expert help and assistance related to your healthcare goals. These two bundles products are described below.

Wellness Discount Plan

This has three bundled components mentioned below for price of: Individual $19.99/month; Family $24.99/month.

Alterative Health and Wellness. (Chiro/Health/Fitness).  ChooseHealthy, Inc. (inclusive of Active&Fit Direct program), American Specialty Health, and Fitness, Inc. provide these programs.  Subsidiaries of American Specialty Health Incorporated. Members save 25% on services from more than 70,000 participating specialty healthcare providers nationwide with ChooseHealthy program, and can choose from over 9,000 participating fitness centers and YMCAs with ActiveFit Direct program. Specialty healthcare providers include chiropractors, acupuncturist, massage therapists, registered dieticians, physical/occupational therapists and podiatrists.  

Prescription Discounts by United Networks of America.  Members have access to prescription drugs savings that can be 15% to 60% of off retail price for generic drugs, and 10% to 25% off retail price of brand name drugs at over 68,000 participating pharmacies nationwide including Safeway, CVS, Duane Reade, Walmart, Rite Aid and many more. Members have access to an interactive website that allows users to locate the nearest participating pharmacy and accurately check the current cost of drugs. Even if members have prescription benefits through a health insurance carrier, a comparison of costs between the two programs should be performed to determine the most savings. Reach out to Careington Rx Card here to find discounted prices. 

Telemedicine by DialCare.   It is an online service that connects you and your family to licensed and fully credentialed doctors of your state of specialty that you need 24.7.365 for your non-emergency needs and general care. It is all for $0.00 consult fee.

  • At your preference, you may connect by phone, video, or mobile app.
  • You are connected within minutes and get call back from physician.
  • If medically necessary, a prescription medication will be sent to the pharmacy of your choice.

Health and Wellness Discount Plan

This has eight bundled components for price of Individual $29.99, Family $34.99 as follows:

Wellness Discount Plan having three components mentioned above:

  1. Alternative Health and Wellness,
  2. Prescription Discounts,
  3. Telemedicine;

Plus five more discount programs below

Counseling Program by American Behavioral. It is telephonic counseling and referral service. As a member, you and your eligible dependents have access to My Personal Counselor, a confidential assessment, telephonic counseling and referral service. Features of this service are:

  • Three one-half hour counseling sessions are available per household each year.
  • Your counselor will help you identify problems and assist in working through them. The counselor can also determine the best alternatives and if necessary make appropriate referrals to other professionals that specialize in your area of concern.
  • This service offers help in the following areas: i) Marital and Family, ii) Alcohol and Other Drug Dependency, iii) Stress and Anxiety Related Issues, iv) Grief, v) Emotional Problems.

Medical Mediation or Medical Bill Negotiation Service by Health Advocate.  This is Medical Bill review, negotiation and patient advocacy service. The Health Advocate Medical Bill Saver service gives members access to:

  • Skilled negotiators who can help lower their out-of-pocket costs on medical bills not covered by insurance.
  • While Health Advocate does not guarantee a specific level of savings, on average, members see discounts of 25%-50%.
  • Member will receive an easy-to-read, personal Savings Result Statement, summarizing the outcome and payment terms.

Healthcare Assistant by Health Advocate. This service helps the members to:

  • Find the best doctors, hospitals and dentists, and schedule appointments with providers.
  • Answer questions about test results, treatments and medications
  • Assist in the transfer of medical records, X-rays and lab results
  • Locate and research the newest treatments for a medical condition
  • Help resolve insurance claims and assist with negotiating billing and payment arrangements, and related administrative issues

Expert Second Opinion or Expert Medical Review by Pinnacle Expert:  Members can avail of medical advice on following  services:

  • Confirmation on diagnoses, expert second opinions, appointments with top specialists and guidance on appropriate treatment options
  • Customized reports identifying top local, regional or national specialists and facilitation of appointments with top specialists and centers of excellence
  • Access to virtual consultations for a second medical opinion
  • Gathering, organizing and forwarding of key medical records
  • Access to dedicated advisors who will help coordinate with medical and behavioral teams to develop a path to help with anxiety, stress and other mental health issues

Medical and Durable Medical Supplies by Homelink: As a member, you will save between 5% to 40% on a wide variety of durable medical equipment, medical supplies, and services such as Beds, Wheel Chairs, Insulin Pumps, Glucometers, Diabetes supplies, Muscle Stimulator, IV antibiotics, Pain management, CPAP/BiPAP, Nebulizers, Ventilators, Home sleep testing, Catastrophic care coordination, and many more.    


Before I decide to buy, what more do I need to know?

Open the following publications to familiarize yourself about these services.

I just signed up. Now What?


Check your email for a welcome letter and Insurance Policy documents.


Go over the policy and understand its scope, benefits, and limitations.

I’m a member now. I need help!

Call member services at 800-290-0523,

Keep your ID Card of your membership you received.

See instructions below for details of discount plans and search for providers.


Call us at 407-792-6060 or leave message below. We’ll get back to youwithin 24 hours.


Who is the provider of the plans?


The Inc group

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Licensed in FL, TX, VA | NPN: 8652757