Page 2 - FL_STM_Connect PLus
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When circumstances leave you temporarily
uninsured, short-term medical insurance
helps protect you during coverage gaps.
Connect Plus is a short-term medical (STM) insurance policy with a limited
benefit for pre-existing conditions. STM, sometimes called short-term
medical limited duration insurance, is designed to provide coverage
during transitions or gaps in major medical coverage. Most STM plans
do not cover healthcare expenses for pre-existing medical conditions.
Connect Plus provides a benefit not to exceed a maximum of $25,000 for
eligible pre-existing healthcare expenses. Short-term medical provides
limited duration insurance coverage for 30 to 364 days, which varies by
state. Not all states allow for durations of 364 days.
Why STM insurance?
STM plans provide insurance coverage during life transitions. When you are between
group insurance or individual major medical policies, STM plans pay for covered medical
expenses due to unexpected illnesses or injuries. Covered expenses include diagnostic
physician visits, emergency room treatment, hospital stays, surgery, intensive care and
more, but do not include maternity care or outpatient prescription drugs.
• Affordable
STM insurance policies are affordable. While STM contains limitations when
compared to traditional major medical plans, the premium is generally lower. While
ACA plans can only vary premiums based on geography, age, tobacco use and
number of people covered (single vs. family plan), short-term plans can vary rates
due to any number of factors, including health conditions.
• Customizable
Select from various benefit levels which best meet your insurance and premium
needs. You can also include other coverage such as dental insurance or a discount
prescription drug program.
• Convenient
Coverage can begin as early as the day following your online application. In
addition, policy forms and ID cards as well as claims information are available
online.
2 Brochure Connect Plus 1018
uninsured, short-term medical insurance
helps protect you during coverage gaps.
Connect Plus is a short-term medical (STM) insurance policy with a limited
benefit for pre-existing conditions. STM, sometimes called short-term
medical limited duration insurance, is designed to provide coverage
during transitions or gaps in major medical coverage. Most STM plans
do not cover healthcare expenses for pre-existing medical conditions.
Connect Plus provides a benefit not to exceed a maximum of $25,000 for
eligible pre-existing healthcare expenses. Short-term medical provides
limited duration insurance coverage for 30 to 364 days, which varies by
state. Not all states allow for durations of 364 days.
Why STM insurance?
STM plans provide insurance coverage during life transitions. When you are between
group insurance or individual major medical policies, STM plans pay for covered medical
expenses due to unexpected illnesses or injuries. Covered expenses include diagnostic
physician visits, emergency room treatment, hospital stays, surgery, intensive care and
more, but do not include maternity care or outpatient prescription drugs.
• Affordable
STM insurance policies are affordable. While STM contains limitations when
compared to traditional major medical plans, the premium is generally lower. While
ACA plans can only vary premiums based on geography, age, tobacco use and
number of people covered (single vs. family plan), short-term plans can vary rates
due to any number of factors, including health conditions.
• Customizable
Select from various benefit levels which best meet your insurance and premium
needs. You can also include other coverage such as dental insurance or a discount
prescription drug program.
• Convenient
Coverage can begin as early as the day following your online application. In
addition, policy forms and ID cards as well as claims information are available
online.
2 Brochure Connect Plus 1018
