Page 2 - Nationwide_Care Access Plan
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Care Access Plan pays fixed-benefit amounts to protect against covered medical expenses
resulting from hospitalization, surgery, chemotherapy and radiation services.
›› No plan calendar year or lifetime dollar amount maximums. Daily benefits are paid for each covered illness or
injury. Optional coverage may include benefit-specific maximums.
›› Every Care Access Plan automatically includes a lump sum $10,000 critical illness benefit for the primary insured
and covered spouse, along with a $2,500 for each covered dependent child. As an option, the critical illness
benefit may be increased to meet your family’s specific needs.
Affordability
›› Choose a plan that’s right for you to help protect against financial loss associated with unexpected hospital stays
or surgical procedures.
›› From day one, receive daily in-hospital and/or outpatient surgical benefits immediately when you select a $0
deductible plan. Or, choose from several per injury or illness deductible options to lower your monthly premium.
›› Care Access Plans are guaranteed renewable; you and your family cannot be singled out for a rate increase or
cancellation based solely on changes to your health.
Enroll at any time
›› Care Access Plan does not have open enrollment periods; you and your family can secure coverage immediately at
any time of the year.
A fixed-benefit hospital and surgical plan may not be right for everyone. Care Access Plan is not major medical
insurance; it provides fixed-indemnity after the deductible, if any, for medical expenses, covered outpatient surgery,
chemotherapy and radiation services, and critical illness. Carefully designed plan benefits keep plan premiums
affordable. It is very important you review the plan information closely. You may still be responsible for the Affordable
Care Act (ACA) shared responsibility payment (tax).
Critical illness insurance provides a lump-sum cash benefit payment, directly to you, when a covered medical condition
is diagnosed after the effective date. Benefits can be used any way you choose – medical treatment, replace lost
income while you are recovering, daily household expenses, childcare, or maintain a business.
Critical illness benefits include a fixed benefit amount for the following:
›› Cancer ›› Major organ transplant ›› Severe burn
›› Heart attack ›› Coma ›› Kidney failure
›› Stroke
A plan that’s right for you
Choose from three Care Access Plans, numerous critical illness benefits, as well as several optional outpatient benefits
that allow individuals and families to select coverage that blends protection with affordability. Plan highlights include:
›› Coverage from an insurance company rated A- (Excellent) by A.M. Best Company, a widely recognized rating agency
that rates the financial strength of insurance companies and their ability to meet policyholder obligations
›› Benefits for inpatient hospitalization, surgery, diagnosis of critical illness and ambulance as well as covered
outpatient chemotherapy and radiation therapy services
›› Plan pays the fixed-benefits you select, regardless of the amount your providers charge for services
›› Flexibility to choose any doctor or hospital in America, plus additional cost savings available when you choose a
provider that is part of the MultiPlan national network
Brochure Care Access Plan L 0518 2
resulting from hospitalization, surgery, chemotherapy and radiation services.
›› No plan calendar year or lifetime dollar amount maximums. Daily benefits are paid for each covered illness or
injury. Optional coverage may include benefit-specific maximums.
›› Every Care Access Plan automatically includes a lump sum $10,000 critical illness benefit for the primary insured
and covered spouse, along with a $2,500 for each covered dependent child. As an option, the critical illness
benefit may be increased to meet your family’s specific needs.
Affordability
›› Choose a plan that’s right for you to help protect against financial loss associated with unexpected hospital stays
or surgical procedures.
›› From day one, receive daily in-hospital and/or outpatient surgical benefits immediately when you select a $0
deductible plan. Or, choose from several per injury or illness deductible options to lower your monthly premium.
›› Care Access Plans are guaranteed renewable; you and your family cannot be singled out for a rate increase or
cancellation based solely on changes to your health.
Enroll at any time
›› Care Access Plan does not have open enrollment periods; you and your family can secure coverage immediately at
any time of the year.
A fixed-benefit hospital and surgical plan may not be right for everyone. Care Access Plan is not major medical
insurance; it provides fixed-indemnity after the deductible, if any, for medical expenses, covered outpatient surgery,
chemotherapy and radiation services, and critical illness. Carefully designed plan benefits keep plan premiums
affordable. It is very important you review the plan information closely. You may still be responsible for the Affordable
Care Act (ACA) shared responsibility payment (tax).
Critical illness insurance provides a lump-sum cash benefit payment, directly to you, when a covered medical condition
is diagnosed after the effective date. Benefits can be used any way you choose – medical treatment, replace lost
income while you are recovering, daily household expenses, childcare, or maintain a business.
Critical illness benefits include a fixed benefit amount for the following:
›› Cancer ›› Major organ transplant ›› Severe burn
›› Heart attack ›› Coma ›› Kidney failure
›› Stroke
A plan that’s right for you
Choose from three Care Access Plans, numerous critical illness benefits, as well as several optional outpatient benefits
that allow individuals and families to select coverage that blends protection with affordability. Plan highlights include:
›› Coverage from an insurance company rated A- (Excellent) by A.M. Best Company, a widely recognized rating agency
that rates the financial strength of insurance companies and their ability to meet policyholder obligations
›› Benefits for inpatient hospitalization, surgery, diagnosis of critical illness and ambulance as well as covered
outpatient chemotherapy and radiation therapy services
›› Plan pays the fixed-benefits you select, regardless of the amount your providers charge for services
›› Flexibility to choose any doctor or hospital in America, plus additional cost savings available when you choose a
provider that is part of the MultiPlan national network
Brochure Care Access Plan L 0518 2
