Page 5 - Comparison of BLANK verses StudentSecure Plan of Tokio Marine HCC
P. 5
Features not in State Minimum Carrier: BLANK specific stipulation Carrier: Tokio Marine HCC specific stipulations
Requirements

Eligibility to enroll Incoming International Students or other persons Available to International Students worldwide who plan to
coming to the U.S. with current passport having be away from their home country to study abroad in any
Full-time Student means a student at either on F-1 and J-1 visa are eligible to enroll this country.
a college or university who is taking insurance plan who meet following conditions:- 1. You must be under age 65; and
10 credit hours (undergraduate
students) or 6 credit hours (graduate 1. Are engaged in educational activities a. A full-time student at a college or university,
students). Full-time student status for 2. Are temporarily located outside his/her home excluding online colleges and universities; or
individuals enrolled at colleges or
universities that do not use a credit country as non-resident alien b. Within 31 days of being a full-time student at a
hour system must provide 3. Have not obtained permanent residency status college or university; or
documentation of full-time student
status. in the U.S., c. A student under age 19 enrolled in a secondary
Full-time Scholar means an individual 4. And are Enrolled in: school; or
who is affiliated with an educational
institution and is engaging in a. an associate, bachelor, master, Ph.D. degree d. A full-time scholar affiliated with an educational
educational activities for at least 30 program at a university or other educational institution and performing work or
hours per week. These activities may institution, with no less than 6 credit hours
include but may not be limited to (unless such school’s full-time status e. research for at least 30 hours per week; and
performing research in an area of requires less); 2. You must be residing outside your home country for the
specialty or teaching for a temporary purpose of pursuing international
period of time. b. Visiting Scholars, educational activities; and
Home Country means, for U.S. c. Optional Practical Training students 3. You must not have obtained residency status in your host
Citizens, the United States of America, d. Formal English as a Second Language country; and
regardless of the location of your 4. If in the U.S., you must hold a valid education-related
principal residence. For non-U.S. program students. visa. A copy of the I-20 or DS2019 may be requested.
Citizens, home country is the country e. Credit hours requirement can be met by a
where you principally reside and J-1 and F-1 visa holders: The full-time student/scholar status
receive regular mail. combination of online and on campus credit requirement is waived within the U.S. if you
hours, not to exceed 50% online. have a valid F-1 visa including OPT / Optional Practical
Training, or a J-1 visa. Full-time status requirements remain
Conditions of attendance: in force for individuals holding M-1, or other category visas.
a. Student must actively attend classes for at
least the first 31 days after the date for Exceptions:
which coverage is purchased/proposed to be - StudentSecure is not available to individuals who are
purchased with EXCEPTION of International
Visiting Scholars or those engaged in an physically located in the states of New York, Maryland,
Optional Practical Training Program. or Washington;
b. Home study, correspondence and online - or in the country of Canada or Australia at time of
courses do not fulfill the Eligibility purchase.
requirements that the student actively
attend classes.
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