Page 5 - StudentsSecure_Brochure
P. 5
To be eligible for StudentSecure,
participants must meet all of the
following requirements
• Must be a Full-time Student at a college Home Country Coverage Extending or Renewing Coverage
or university, excluding online colleges
and universities, or within 31 days of For every three month period during You may renew your coverage as long
being a Full-time Student at a college or which the Member is covered hereunder, as you continue to meet the eligibility
university; or must be a Full-time Scholar medical expenses incurred in the requirements. Renewal may be completed
affiliated with an educational institution Member’s home country are covered up within the last six months of a certificate
and performing work or research for at to a maximum of 15 days. period. Deductible and coinsurance must
least 30 hours per week; or must be a be re-satisfied as of each renewal date.
Full-time High School Student. Incidental visit time must be used within After four years of continuous coverage or
the three-month period earned, and you any break in coverage, a new plan must be
• The Full-time Student / Scholar status must continue your international trip in purchased. A new application is required
requirement is waived for participants order to be eligible for this benefit, which and you must re-satisfy your deductible,
within the U.S. holding a valid F1 (includ- covers medical expenses only. Return to coinsurance, pre-existing condition
ing those students on OPT) or J1 visa. your home country must not be taken for provisions, and all other benefit limits.
Full-time status requirements remain in the purpose of obtaining treatment of an Extensions and renewals must be made
force for individuals holding M-1 or other illness or injury that began while traveling. online with payment by credit card.
category visas.
Benefit Period Medical Coverage Cancellations and Refunds
• Must be residing outside home country
for the purpose of pursuing international While the certificate is in effect, the bene- To be eligible for a full refund, the request
educational activities. fit period does not apply. Upon termination for cancellation must be received prior to
of the certificate, underwriters will pay the effective date. Cancellation requests
• Must not have obtained residency status eligible medical expenses, as defined received after the effective date will be
in the host country. herein, for up to 60 days beginning on the subject to the following conditions:
first day of diagnosis or treatment of a
Participants visiting the U.S. must hold a valid educa- covered injury or illness while the Member • A $25 cancellation fee will apply
tion-related visa. A copy of the I-20 or DS-2019 may is outside his or her home country and • Only premium for unused whole-months
be requested. while the certificate was in effect. The
benefit period applies only to eligible of the plan will be refunded
medical expenses related to a condition • Only members who have no claims are
for which the Member was hospitalized as
an inpatient on the termination date of the eligible for premium refund
certificate. • When payment is made in full at the
time of purchase, no refunds are granted
after 60 days
participants must meet all of the
following requirements
• Must be a Full-time Student at a college Home Country Coverage Extending or Renewing Coverage
or university, excluding online colleges
and universities, or within 31 days of For every three month period during You may renew your coverage as long
being a Full-time Student at a college or which the Member is covered hereunder, as you continue to meet the eligibility
university; or must be a Full-time Scholar medical expenses incurred in the requirements. Renewal may be completed
affiliated with an educational institution Member’s home country are covered up within the last six months of a certificate
and performing work or research for at to a maximum of 15 days. period. Deductible and coinsurance must
least 30 hours per week; or must be a be re-satisfied as of each renewal date.
Full-time High School Student. Incidental visit time must be used within After four years of continuous coverage or
the three-month period earned, and you any break in coverage, a new plan must be
• The Full-time Student / Scholar status must continue your international trip in purchased. A new application is required
requirement is waived for participants order to be eligible for this benefit, which and you must re-satisfy your deductible,
within the U.S. holding a valid F1 (includ- covers medical expenses only. Return to coinsurance, pre-existing condition
ing those students on OPT) or J1 visa. your home country must not be taken for provisions, and all other benefit limits.
Full-time status requirements remain in the purpose of obtaining treatment of an Extensions and renewals must be made
force for individuals holding M-1 or other illness or injury that began while traveling. online with payment by credit card.
category visas.
Benefit Period Medical Coverage Cancellations and Refunds
• Must be residing outside home country
for the purpose of pursuing international While the certificate is in effect, the bene- To be eligible for a full refund, the request
educational activities. fit period does not apply. Upon termination for cancellation must be received prior to
of the certificate, underwriters will pay the effective date. Cancellation requests
• Must not have obtained residency status eligible medical expenses, as defined received after the effective date will be
in the host country. herein, for up to 60 days beginning on the subject to the following conditions:
first day of diagnosis or treatment of a
Participants visiting the U.S. must hold a valid educa- covered injury or illness while the Member • A $25 cancellation fee will apply
tion-related visa. A copy of the I-20 or DS-2019 may is outside his or her home country and • Only premium for unused whole-months
be requested. while the certificate was in effect. The
benefit period applies only to eligible of the plan will be refunded
medical expenses related to a condition • Only members who have no claims are
for which the Member was hospitalized as
an inpatient on the termination date of the eligible for premium refund
certificate. • When payment is made in full at the
time of purchase, no refunds are granted
after 60 days
