Page 5 - StudentSecure_Specimen
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SPECIMENThese details can be checked on the Financial Services Register by visiting: www.fca.org.uk or
contacting the Financial Conduct Authority on 0800 111 6768.
MEMBER ELIGIBILITY
ELIGIBILITY
1. You must be under age 65; and
a. A full-time student at a college or university (excluding online colleges and universities); or
b. Within 31 days of being a full-time student at a college or university; or
c. A student under age 19 enrolled in a secondary school; or
d. A full-time scholar affiliated with an educational institution and performing work or research
for at least 30 hours per week; and
2. You must be residing outside your home country for the purpose of pursuing international
educational activities; and
3. You must not have obtained residency status in your host country; and
4. If in the U.S., you must hold a valid education-related visa. A copy of the I-20 or DS2019 may be
requested.
J-1 and F-1 visa holders: The full-time student/scholar status requirement is waived within the U.S.
if you have a valid F-1 visa (including OPT) or a J-1 visa. Full-time status requirements remain in
force for individuals holding M-1, or other category visas.
CERTIFICATE EFFECTIVE & TERMINATION DATES
CERTIFICATE EFFECTIVE DATE
Insurance hereunder is effective on the later of:
1. The moment we receive an application and correct premium if the application and payment is
made online or by fax;
2. 12:01am U.S .Eastern Time on the date we receive an application and correct premium if
application and payment is made by mail;
3. The moment you depart from your home country; or
4. 12:01am U.S. Eastern Time on the date requested on the application.
CERTIFICATE TERMINATION DATE
Insurance hereunder terminates on the earlier of:
1. 11:59pm U.S. Eastern Time on the last day of the period for which premium has been paid;
2. 11:59pm U.S. Eastern Time on the date requested on the application;
3. 12:01am U.S. Eastern Time on the date you no longer meet eligibility requirements; or
4. The moment of arrival upon your return to your home country (unless you have started a
benefit period or are eligible for home country coverage).
BENEFIT PERIOD & HOME COUNTRY COVERAGE
BENEFIT PERIOD
While the certificate is in effect, the benefit period does not apply. Upon termination of the
certificate, in accordance with this provision, we will pay eligible medical expenses for up to 60 days
beginning on the first day of diagnosis or treatment of a covered injury or illness while you are
outside your home country and while this certificate is in effect. The benefit period applies only to
eligible medical expenses related to a condition for which you are hospitalized as an inpatient on the
termination date of the certificate.
5 StudentSecure Description of Coverage | Tokio Marine HCC – MIS Group
contacting the Financial Conduct Authority on 0800 111 6768.
MEMBER ELIGIBILITY
ELIGIBILITY
1. You must be under age 65; and
a. A full-time student at a college or university (excluding online colleges and universities); or
b. Within 31 days of being a full-time student at a college or university; or
c. A student under age 19 enrolled in a secondary school; or
d. A full-time scholar affiliated with an educational institution and performing work or research
for at least 30 hours per week; and
2. You must be residing outside your home country for the purpose of pursuing international
educational activities; and
3. You must not have obtained residency status in your host country; and
4. If in the U.S., you must hold a valid education-related visa. A copy of the I-20 or DS2019 may be
requested.
J-1 and F-1 visa holders: The full-time student/scholar status requirement is waived within the U.S.
if you have a valid F-1 visa (including OPT) or a J-1 visa. Full-time status requirements remain in
force for individuals holding M-1, or other category visas.
CERTIFICATE EFFECTIVE & TERMINATION DATES
CERTIFICATE EFFECTIVE DATE
Insurance hereunder is effective on the later of:
1. The moment we receive an application and correct premium if the application and payment is
made online or by fax;
2. 12:01am U.S .Eastern Time on the date we receive an application and correct premium if
application and payment is made by mail;
3. The moment you depart from your home country; or
4. 12:01am U.S. Eastern Time on the date requested on the application.
CERTIFICATE TERMINATION DATE
Insurance hereunder terminates on the earlier of:
1. 11:59pm U.S. Eastern Time on the last day of the period for which premium has been paid;
2. 11:59pm U.S. Eastern Time on the date requested on the application;
3. 12:01am U.S. Eastern Time on the date you no longer meet eligibility requirements; or
4. The moment of arrival upon your return to your home country (unless you have started a
benefit period or are eligible for home country coverage).
BENEFIT PERIOD & HOME COUNTRY COVERAGE
BENEFIT PERIOD
While the certificate is in effect, the benefit period does not apply. Upon termination of the
certificate, in accordance with this provision, we will pay eligible medical expenses for up to 60 days
beginning on the first day of diagnosis or treatment of a covered injury or illness while you are
outside your home country and while this certificate is in effect. The benefit period applies only to
eligible medical expenses related to a condition for which you are hospitalized as an inpatient on the
termination date of the certificate.
5 StudentSecure Description of Coverage | Tokio Marine HCC – MIS Group
