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2/4/2019 https://quote.hccmis.com/content/studentsecure/help/PolicyHelpStd.htm#diff
StudentSecure® Policy Help
Eligibility Requirements
To be eligible for StudentSecure:
1. You must be under age 65; and
a. A full-time student at a college or university, excluding online colleges and universities; or
b. Within 31 days of being a full-time student at a college or university; or
c. A student under age 19 enrolled in a secondary school; or
d. A full-time scholar affiliated with an educational institution and performing work or
research for at least 30 hours per week; and
2. You must be residing outside your home country for the purpose of pursuing international
educational activities; and
3. You must not have obtained residency status in your host country; and
4. If in the U.S., you must hold a valid education-related visa. A copy of the I-20 or DS2019 may be
requested.
J-1 and F-1 visa holders: The full-time student/scholar status requirement is waived within the U.S. if you
have a valid F-1 visa (including OPT) or a J-1 visa. Full-time status requirements remain in force for
individuals holding M-1, or other category visas.
StudentSecure is not available to individuals who are physically located in the states of New York, Maryland,
or Washington or in the country of Canada or Australia at time of purchase.
Eligibility Definitions
Full-time Student means a student at a college or university who is taking 10 credit hours (undergraduate
students) or 6 credit hours (graduate students). Full-time student status for individuals enrolled at colleges or
universities that do not use a credit hour system must provide documentation of full-time student status.
Full-time Scholar means an individual who is affiliated with an educational institution and is engaging in
educational activities for at least 30 hours per week. These activities may include but may not be limited to
performing research in an area of specialty or teaching for a temporary period of time.
Home Country means, for U.S. Citizens, the United States of America, regardless of the location of your
principal residence. For non-U.S. Citizens, home country is the country where you principally reside and
receive regular mail.
Instant Online Fulfillment
Online fulfillment allows you to obtain your policy information electronically. Once your application and
credit card have been approved, your policy information will be available for download as a PDF file.
Additionally, a duplicate copy will be sent to the e-mail address you indicated on your application. Any time
after approval, you will be able to retrieve your documents through our Student Zone. By selecting "Yes," you
acknowledge that you have accepted instant online fulfillment for your insurance documents.
Card Security Code
The Card Security Code is an added security feature to help protect you against online fraud.
The card security code is the group of numbers immediately following your credit card number. These
numbers are used by your credit card company to help prevent fraud. Because the card security code is not
printed on your receipts, it helps ensure that someone is not using your credit card information fraudulently.
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StudentSecure® Policy Help
Eligibility Requirements
To be eligible for StudentSecure:
1. You must be under age 65; and
a. A full-time student at a college or university, excluding online colleges and universities; or
b. Within 31 days of being a full-time student at a college or university; or
c. A student under age 19 enrolled in a secondary school; or
d. A full-time scholar affiliated with an educational institution and performing work or
research for at least 30 hours per week; and
2. You must be residing outside your home country for the purpose of pursuing international
educational activities; and
3. You must not have obtained residency status in your host country; and
4. If in the U.S., you must hold a valid education-related visa. A copy of the I-20 or DS2019 may be
requested.
J-1 and F-1 visa holders: The full-time student/scholar status requirement is waived within the U.S. if you
have a valid F-1 visa (including OPT) or a J-1 visa. Full-time status requirements remain in force for
individuals holding M-1, or other category visas.
StudentSecure is not available to individuals who are physically located in the states of New York, Maryland,
or Washington or in the country of Canada or Australia at time of purchase.
Eligibility Definitions
Full-time Student means a student at a college or university who is taking 10 credit hours (undergraduate
students) or 6 credit hours (graduate students). Full-time student status for individuals enrolled at colleges or
universities that do not use a credit hour system must provide documentation of full-time student status.
Full-time Scholar means an individual who is affiliated with an educational institution and is engaging in
educational activities for at least 30 hours per week. These activities may include but may not be limited to
performing research in an area of specialty or teaching for a temporary period of time.
Home Country means, for U.S. Citizens, the United States of America, regardless of the location of your
principal residence. For non-U.S. Citizens, home country is the country where you principally reside and
receive regular mail.
Instant Online Fulfillment
Online fulfillment allows you to obtain your policy information electronically. Once your application and
credit card have been approved, your policy information will be available for download as a PDF file.
Additionally, a duplicate copy will be sent to the e-mail address you indicated on your application. Any time
after approval, you will be able to retrieve your documents through our Student Zone. By selecting "Yes," you
acknowledge that you have accepted instant online fulfillment for your insurance documents.
Card Security Code
The Card Security Code is an added security feature to help protect you against online fraud.
The card security code is the group of numbers immediately following your credit card number. These
numbers are used by your credit card company to help prevent fraud. Because the card security code is not
printed on your receipts, it helps ensure that someone is not using your credit card information fraudulently.
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