Page 4 - StudentSecure_Products-Comparison
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2/4/2019 https://quote.hccmis.com/content/studentsecure/help/PolicyHelpStd.htm#diff
BENEFIT ELITE SELECT BUDGET SMART
Outpatient Generic Drugs: 100% 50% of actual charge (not subject to deductible or
prescription drugs coinsurance coinsurance)
Brand Name Drugs: 50%
coinsurance.
Specialty Drugs: No
coverage.(not subject to
deductible)
Vaccinations Up to $150.Covered No coverage
vaccinations and testing are:
Measles, Mumps, Rubella
(MMR);
Tetanus/Diphtheria/Pertussis
(TDAP); Chicken Pox
(Varicella); Hepatitis B; and
Meningitis (Meningococcal
MCV4 and B) (not subject
to deductible or
coinsurance)
Mental health Outpatient: Maximum of 30 visits. Inpatient: Outpatient: $50 Outpatient: $50
maximum per maximum per
disorders Maximum of 30 days. day, $500 day, $500
maximum. maximum.
(Treatment must not Inpatient: Up to Inpatient: Up to
$10,000 $5,000.
be provided at a maximum.
student health
center)
Dental treatment Up to $250 maximum per tooth; $500 maximum per certificate period. Not subject to
due to accident coinsurance.
Emergency dental Up to $100. Not subject to coinsurance.
(Acute onset of
pain)
Pre-existing 6-month waiting period 12-month waiting No coverage
condition period
Acute onset of pre- $25,000 lifetime maximum for eligible expenses
existing condition
(excludes chronic
and congenital
conditions)
https://quote.hccmis.com/content/studentsecure/help/PolicyHelpStd.htm#diff 4/7
BENEFIT ELITE SELECT BUDGET SMART
Outpatient Generic Drugs: 100% 50% of actual charge (not subject to deductible or
prescription drugs coinsurance coinsurance)
Brand Name Drugs: 50%
coinsurance.
Specialty Drugs: No
coverage.(not subject to
deductible)
Vaccinations Up to $150.Covered No coverage
vaccinations and testing are:
Measles, Mumps, Rubella
(MMR);
Tetanus/Diphtheria/Pertussis
(TDAP); Chicken Pox
(Varicella); Hepatitis B; and
Meningitis (Meningococcal
MCV4 and B) (not subject
to deductible or
coinsurance)
Mental health Outpatient: Maximum of 30 visits. Inpatient: Outpatient: $50 Outpatient: $50
maximum per maximum per
disorders Maximum of 30 days. day, $500 day, $500
maximum. maximum.
(Treatment must not Inpatient: Up to Inpatient: Up to
$10,000 $5,000.
be provided at a maximum.
student health
center)
Dental treatment Up to $250 maximum per tooth; $500 maximum per certificate period. Not subject to
due to accident coinsurance.
Emergency dental Up to $100. Not subject to coinsurance.
(Acute onset of
pain)
Pre-existing 6-month waiting period 12-month waiting No coverage
condition period
Acute onset of pre- $25,000 lifetime maximum for eligible expenses
existing condition
(excludes chronic
and congenital
conditions)
https://quote.hccmis.com/content/studentsecure/help/PolicyHelpStd.htm#diff 4/7