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Your major medical plan could leave you responsible for deductible
and coinsurance expenses in the case of a serious accident or
illness. Voluntary Insurance Protection offers options to complement
your health plan in the event of a covered illness or accident.

Voluntary Insurance Protection includes accident and critical illness
insurance benefits to allow you to focus on your number one priority: getting
better.

Voluntary Insurance Protection provides benefits for covered accidents up to the
selected maximum amount, or the actual expense you incur, whichever is less.
Critical illness benefits provide a lump-sum payment that is sent directly to you or if
assigned, to your providers and can be used for anything you choose, including:

• Out-of-pocket expenses
• Living expenses
• Lost wages

Critical illnesses and serious accidents are never expected.
Voluntary Insurance Protection provides you with additional
coverage you need while recovering, and your acceptance is
guaranteed!

Brochure Metal Gap 2 IPAF IAIC 1118 2
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