Page 3 - Brochure_LOYAL
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Adding extra value
Sometimes life throws you a curve ball. We offer extra coverage that can help
protect you when you need it most. With our base policies, you have the flexibility
to add on riders for an additional premium.
Hospital Indemnity Benefit Rider Hospital and Intensive Care Unit Indemnity
(Form #LY-HI-RD-FL) Benefit Rider
A trip to the hospital can happen when you least (Form #LY-HICU-RD-FL)
expect it, and it can be costly. With this rider, you can With this option, the benefits of both the hospital
select a benefit amount ranging from $100–$1,000, and indemnity benefit rider and the intensive care unit
we will pay the benefit amount for each day3 (at least indemnity benefit rider are combined into one rider.
24 hours) that you are confined4 to a hospital as a result We will pay the selected benefit amount, from
of injury, sickness or complications of pregnancy. $100–$1,000, for each day3 that you are confined4 to
a hospital as an inpatient (double if confined4 to the
Intensive Care Unit Indemnity Benefit Rider intensive care unit as an inpatient).
(Form #LY-ICU-RD-FL)
When an injury, sickness or complications of pregnancy Cannot be sold with the hospital indemnity benefit rider
require a trip to the intensive care unit, this rider will or the intensive care unit indemnity benefit rider.
provide a selected benefit amount, from $100–$1,000,
payable for each day3 (at least 24 hours) that you are Return of Premium Rider
confined4 to the intensive care unit as an inpatient. (Form #LY-ROP-D-FL)
Our return of premium rider can give you some peace
of mind should your policy go unused at the time
of death. Your loved ones could receive 100% of all
premiums paid (policy and riders) from the rider
effective date, less claims paid, as long as the policy
is paid up and in force when you pass.
3. Rider must be in force.
4. Under the direction and supervision of a physician.
Sometimes life throws you a curve ball. We offer extra coverage that can help
protect you when you need it most. With our base policies, you have the flexibility
to add on riders for an additional premium.
Hospital Indemnity Benefit Rider Hospital and Intensive Care Unit Indemnity
(Form #LY-HI-RD-FL) Benefit Rider
A trip to the hospital can happen when you least (Form #LY-HICU-RD-FL)
expect it, and it can be costly. With this rider, you can With this option, the benefits of both the hospital
select a benefit amount ranging from $100–$1,000, and indemnity benefit rider and the intensive care unit
we will pay the benefit amount for each day3 (at least indemnity benefit rider are combined into one rider.
24 hours) that you are confined4 to a hospital as a result We will pay the selected benefit amount, from
of injury, sickness or complications of pregnancy. $100–$1,000, for each day3 that you are confined4 to
a hospital as an inpatient (double if confined4 to the
Intensive Care Unit Indemnity Benefit Rider intensive care unit as an inpatient).
(Form #LY-ICU-RD-FL)
When an injury, sickness or complications of pregnancy Cannot be sold with the hospital indemnity benefit rider
require a trip to the intensive care unit, this rider will or the intensive care unit indemnity benefit rider.
provide a selected benefit amount, from $100–$1,000,
payable for each day3 (at least 24 hours) that you are Return of Premium Rider
confined4 to the intensive care unit as an inpatient. (Form #LY-ROP-D-FL)
Our return of premium rider can give you some peace
of mind should your policy go unused at the time
of death. Your loved ones could receive 100% of all
premiums paid (policy and riders) from the rider
effective date, less claims paid, as long as the policy
is paid up and in force when you pass.
3. Rider must be in force.
4. Under the direction and supervision of a physician.
