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Heart Attack & Stroke insurance
The costs associated with an unexpected heart attack, stroke or other heart-related
surgery can be overwhelming. A Heart Attack & Stroke policy can help you spend
less time worrying about money and more time working on your recovery.
Your Heart Attack & Stroke policy Heart Attack & Stroke Restoration
With our Flexible Choice Heart Attack & Stroke
insurance policy, you can receive a percentage of your Benefit Rider
selected benefit amount ($5,000 to $100,000) if you (Form #LY-HR-RD-FL)
experience one of the qualifying events shown below. The extra coverage provided by this rider will pay a
Benefits can be paid up to the maximum amount of percentage of your selected benefit amount if you
your selected benefit amount. suffer subsequent heart attacks, strokes or require a
heart transplant – not to exceed an additional 100%
Qualifying events % of benefit Max. % of of your selected benefit amount. These benefits are
amount payable benefit amount payable if the date of your last diagnosis for a heart
for each event payable attack, stroke or heart transplant was at least two years
before your current diagnosis.
Heart attack 100% 100%
Percentage of amount payable
Heart transplant 100%
Stroke 100% 75% 100%
Coronary artery bypass 25% 0% 25%
surgery*
Aortic surgery* 25% Less than two Two or more, Five or more, 10 or more
Heart valve replacement/ 25% but less but less
repair* than five than 10
Years since last heart attack, stroke or heart transplant.
Angioplasty* 10%
Stent* 10%
*P ayable only once in an insured person’s lifetime.
For example, if you selected a $20,000 benefit amount
and needed an aortic surgery, you would receive 25%
of your maximum benefit amount, or $5,000. If you
then suffered a stroke, you would receive 100% of the
remaining balance of your benefit amount, or $15,000.
This coverage is also available as a rider on a 7.9 million living
Flexible Choice Cancer policy. Americans have
(Rider form #LY-LSH-RD-FL) suffered a
heart attack.5
5. The Heart Foundation, Heart Disease Facts, Heart Disease Statistics (http://www.
theheartfoundation.org/heart-disease-facts/heart-disease-statistics/), accessed 5/13/14.
The costs associated with an unexpected heart attack, stroke or other heart-related
surgery can be overwhelming. A Heart Attack & Stroke policy can help you spend
less time worrying about money and more time working on your recovery.
Your Heart Attack & Stroke policy Heart Attack & Stroke Restoration
With our Flexible Choice Heart Attack & Stroke
insurance policy, you can receive a percentage of your Benefit Rider
selected benefit amount ($5,000 to $100,000) if you (Form #LY-HR-RD-FL)
experience one of the qualifying events shown below. The extra coverage provided by this rider will pay a
Benefits can be paid up to the maximum amount of percentage of your selected benefit amount if you
your selected benefit amount. suffer subsequent heart attacks, strokes or require a
heart transplant – not to exceed an additional 100%
Qualifying events % of benefit Max. % of of your selected benefit amount. These benefits are
amount payable benefit amount payable if the date of your last diagnosis for a heart
for each event payable attack, stroke or heart transplant was at least two years
before your current diagnosis.
Heart attack 100% 100%
Percentage of amount payable
Heart transplant 100%
Stroke 100% 75% 100%
Coronary artery bypass 25% 0% 25%
surgery*
Aortic surgery* 25% Less than two Two or more, Five or more, 10 or more
Heart valve replacement/ 25% but less but less
repair* than five than 10
Years since last heart attack, stroke or heart transplant.
Angioplasty* 10%
Stent* 10%
*P ayable only once in an insured person’s lifetime.
For example, if you selected a $20,000 benefit amount
and needed an aortic surgery, you would receive 25%
of your maximum benefit amount, or $5,000. If you
then suffered a stroke, you would receive 100% of the
remaining balance of your benefit amount, or $15,000.
This coverage is also available as a rider on a 7.9 million living
Flexible Choice Cancer policy. Americans have
(Rider form #LY-LSH-RD-FL) suffered a
heart attack.5
5. The Heart Foundation, Heart Disease Facts, Heart Disease Statistics (http://www.
theheartfoundation.org/heart-disease-facts/heart-disease-statistics/), accessed 5/13/14.
