Page 16 - AtlasGroup_Specimen
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SPECIMENINDEMNITY BENEFIT & VISITATION EXPENSES
HOSPITAL INDEMNITY
YOU ARE COVERED:
1. The Hospital Indemnity benefit for each night you spend in the hospital.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You must provide verification of an eligible inpatient hospitalization.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
EMERGENCY REUNION
YOU ARE COVERED:
1. The cost of an economy round-trip air or ground transportation ticket for one relative for
transportation to the terminal serving the area where you are hospitalized or are to be
hospitalized following Emergency Medical Evacuation; and
2. Reasonable expenses for lodging and meals for the relative, which are incurred in the area
where you are hospitalized for a period not to exceed 15 days.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You have a covered Emergency Medical Evacuation.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
BEDSIDE VISIT
YOU ARE COVERED:
1. The cost of an economy round-trip air or ground transportation ticket for one relative for
transportation to the terminal serving the area where you are hospitalized or are to be hospitalized.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You are confined to a hospital intensive care unit following a covered life-threatening bodily
injury or life-threatening illness.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
TRAVEL ASSISTANCE
TRAVEL DELAY
YOU ARE COVERED:
1. Reimbursement for reasonable accommodations and meals when your delay requires an
unplanned overnight stay.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The delay must be twelve (12) hours or more and certified due to the following reasons:
a. Delay of common carrier (which is certified by the common carrier); or
16 Atlas Group Description of Coverage | Tokio Marine HCC - MIS Group
HOSPITAL INDEMNITY
YOU ARE COVERED:
1. The Hospital Indemnity benefit for each night you spend in the hospital.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You must provide verification of an eligible inpatient hospitalization.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
EMERGENCY REUNION
YOU ARE COVERED:
1. The cost of an economy round-trip air or ground transportation ticket for one relative for
transportation to the terminal serving the area where you are hospitalized or are to be
hospitalized following Emergency Medical Evacuation; and
2. Reasonable expenses for lodging and meals for the relative, which are incurred in the area
where you are hospitalized for a period not to exceed 15 days.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You have a covered Emergency Medical Evacuation.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
BEDSIDE VISIT
YOU ARE COVERED:
1. The cost of an economy round-trip air or ground transportation ticket for one relative for
transportation to the terminal serving the area where you are hospitalized or are to be hospitalized.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You are confined to a hospital intensive care unit following a covered life-threatening bodily
injury or life-threatening illness.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
TRAVEL ASSISTANCE
TRAVEL DELAY
YOU ARE COVERED:
1. Reimbursement for reasonable accommodations and meals when your delay requires an
unplanned overnight stay.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The delay must be twelve (12) hours or more and certified due to the following reasons:
a. Delay of common carrier (which is certified by the common carrier); or
16 Atlas Group Description of Coverage | Tokio Marine HCC - MIS Group
