Page 21 - AtlasGroup_Specimen
P. 21
SPORTS AND ACTIVITIES
YOU ARE COVERED:
1. You are covered for taking part in amateur/non-professional sports and activities, unless it is
excluded below. Coverage is for recreational purposes incidental to a trip.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You must ensure the activity is adequately supervised and that appropriate safety equipment
(such as protective headwear, life jackets etc.) are worn at all times.
YOU ARE NOT COVERED IF:
1. The activity is organized athletics involving regular or scheduled practice and/or games; or
2. The activity is performed in a professional capacity or for any wage, reward, or profit; or
3. Expenses arise directly or indirectly from anything in the General Exclusions; or
4. Any of the excluded items listed below:
SPECIMEN
• All-Terrain Vehicles • Parasailing
• American Football • Powerlifting
• Aussie Rules Football • Quad Biking
• Aviation (except when traveling solely as a • Racing by any Animal, Motorized Vehicle, or
passenger in a commercial aircraft) BMX, and Speed Trials and Speedway
• Base Jumping • Rugby
• Big Game Hunting • Running with the Bulls
• Bobsleigh • Skeleton
• Boxing • Sky Surfing
• Cave Diving • Snow Skiing and Snowboarding, except
• Hang-Gliding
• Heli-Skiing recreational downhill and/or cross country snow
• Hot Air Ballooning as a Pilot skiing or snowboarding (no cover provided while
• Ice Hockey skiing away from prepared and marked in-bound
• Jousting territories and/or against the advice of the local
• Kite-Surfing ski school or local authoritative body)
• Luge • Snow Mobiles
• Martial Arts • Spelunking
• Modern Pentathlon • Sub Aqua Pursuits involving underwater
• Motorized Dirt Bikes breathing apparatus unless accompanied by a
• Mountaineering at elevations of 4,500 certified instructor at depths less than 10 meters,
or PADI/NAUI certified
meters or higher • Tractors
• Outdoor Endurance Events • Whitewater Rafting
• Parachuting • Wrestling
• Paragliding
21 Atlas Group Description of Coverage | Tokio Marine HCC - MIS Group
YOU ARE COVERED:
1. You are covered for taking part in amateur/non-professional sports and activities, unless it is
excluded below. Coverage is for recreational purposes incidental to a trip.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You must ensure the activity is adequately supervised and that appropriate safety equipment
(such as protective headwear, life jackets etc.) are worn at all times.
YOU ARE NOT COVERED IF:
1. The activity is organized athletics involving regular or scheduled practice and/or games; or
2. The activity is performed in a professional capacity or for any wage, reward, or profit; or
3. Expenses arise directly or indirectly from anything in the General Exclusions; or
4. Any of the excluded items listed below:
SPECIMEN
• All-Terrain Vehicles • Parasailing
• American Football • Powerlifting
• Aussie Rules Football • Quad Biking
• Aviation (except when traveling solely as a • Racing by any Animal, Motorized Vehicle, or
passenger in a commercial aircraft) BMX, and Speed Trials and Speedway
• Base Jumping • Rugby
• Big Game Hunting • Running with the Bulls
• Bobsleigh • Skeleton
• Boxing • Sky Surfing
• Cave Diving • Snow Skiing and Snowboarding, except
• Hang-Gliding
• Heli-Skiing recreational downhill and/or cross country snow
• Hot Air Ballooning as a Pilot skiing or snowboarding (no cover provided while
• Ice Hockey skiing away from prepared and marked in-bound
• Jousting territories and/or against the advice of the local
• Kite-Surfing ski school or local authoritative body)
• Luge • Snow Mobiles
• Martial Arts • Spelunking
• Modern Pentathlon • Sub Aqua Pursuits involving underwater
• Motorized Dirt Bikes breathing apparatus unless accompanied by a
• Mountaineering at elevations of 4,500 certified instructor at depths less than 10 meters,
or PADI/NAUI certified
meters or higher • Tractors
• Outdoor Endurance Events • Whitewater Rafting
• Parachuting • Wrestling
• Paragliding
21 Atlas Group Description of Coverage | Tokio Marine HCC - MIS Group
