Page 14 - AtlasTravel_Specimen
P. 14
SPECIMENThe timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.

Notwithstanding the foregoing, and if you are visiting the U.S., we will pay for expenses to return you
to your home country if the attending physician and our medical consultant agree that transfer to
your home country is more appropriate than transfer to the nearest qualified hospital.

TRIP INTERRUPTION

YOU ARE COVERED:
1. The cost of an economy one-way air or ground transportation ticket for you to the terminal serving

the area of your principal residence, and/or
2. The cost of an economy one-way air and/or ground transportation ticket for you from the area

where you were hospitalized following an Emergency Medical Evacuation to the area where you
were initially evacuated from or to the terminal serving the area of your principal residence.

YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You provide proof of one or more of the following events: destruction, after departure from home

country, resulting from fire or weather of more than 40% of your principal residence, or death of
a parent, spouse, sibling, child, or grandchild; or
2. Following a covered Emergency Medical Evacuation, the attending physician states that it is
medically necessary for you to return to your home country or to the area from which you
were initially evacuated for continued treatment, recuperation and recovery.

YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.

RETURN OF MINOR CHILDREN

YOU ARE COVERED:
1. The cost of a one-way economy air and/or ground transportation ticket for each covered minor

child to the terminal serving the area of the principle residence of each minor child.

YOU ARE NOT COVERED unless you fulfill the following conditions:
1. You are the only person age 18 or older, traveling with one or more minor children under the age

of 18 who are also covered hereunder; and
2. You are hospitalized for treatment of a covered illness or injury, resulting in the children being

left unattended for a period of time expected to exceed 36 hours; and
3. The Return of Minor Children benefit must be agreed upon by you and/or by an authorized adult

relative of the affected, covered minor children.

YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.

The timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.

POLITICAL EVACUATION

YOU ARE COVERED:
1. The cost of transportation by the most economical means possible for you to the nearest country

of safety or to your home country. We will determine to which country you will be evacuated.

14 Atlas Travel Description of Coverage | Tokio Marine HCC - MIS Group
   9   10   11   12   13   14   15   16   17   18   19