Page 15 - AtlasTravel_Specimen
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SPECIMENYOU ARE NOT COVERED unless you fulfill the following conditions:
1. The U.S. Department of State has issued a level 3 or level 4 travel advisory after your arrival in
the destination country; and
2. You contact us within 10 days of the date the travel advisory is issued.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
REPATRIATION OF REMAINS
YOU ARE COVERED:
1. Air or ground transportation of bodily remains or ashes to the airport or ground transportation
terminal nearest your principal residence; and
2. Reasonable costs of preparation of the remains necessary for transportation.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The illness or injury giving rise to the expense are covered under this insurance; and
2. Travel arrangements are approved in advance and coordinated by us.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
We are held harmless and shall not be held liable for loss of or any damage or other impairment to
bodily remains incurred during the repatriation process or otherwise.
The timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.
LOCAL BURIAL OR CREMATION
YOU ARE COVERED:
1. For you to be buried or cremated in the country of death in lieu of Repatriation of Remains up to
the specified benefit maximum.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The illness or injury giving rise to the expense is covered under this insurance; and
2. Travel arrangements are approved in advance and coordinated by us.
YOU ARE NOT COVERED IF:
1. The death occurs in your home country; or
2. The Emergency Medical Evacuation or Repatriation of Remains benefit is used; or
3. Expenses arise directly or indirectly from anything in the General Exclusions.
The timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.
15 Atlas Travel Description of Coverage | Tokio Marine HCC - MIS Group
1. The U.S. Department of State has issued a level 3 or level 4 travel advisory after your arrival in
the destination country; and
2. You contact us within 10 days of the date the travel advisory is issued.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
REPATRIATION OF REMAINS
YOU ARE COVERED:
1. Air or ground transportation of bodily remains or ashes to the airport or ground transportation
terminal nearest your principal residence; and
2. Reasonable costs of preparation of the remains necessary for transportation.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The illness or injury giving rise to the expense are covered under this insurance; and
2. Travel arrangements are approved in advance and coordinated by us.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
We are held harmless and shall not be held liable for loss of or any damage or other impairment to
bodily remains incurred during the repatriation process or otherwise.
The timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.
LOCAL BURIAL OR CREMATION
YOU ARE COVERED:
1. For you to be buried or cremated in the country of death in lieu of Repatriation of Remains up to
the specified benefit maximum.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The illness or injury giving rise to the expense is covered under this insurance; and
2. Travel arrangements are approved in advance and coordinated by us.
YOU ARE NOT COVERED IF:
1. The death occurs in your home country; or
2. The Emergency Medical Evacuation or Repatriation of Remains benefit is used; or
3. Expenses arise directly or indirectly from anything in the General Exclusions.
The timeliness of arrangements can be affected by circumstances which are not within our control
such as: availability of transportation equipment and staff, delays or restrictions on flights caused by
mechanical problems, government officials, telecommunications problems, weather and other acts of
God. We shall not be held liable for any delays that are not within our direct and immediate control.
15 Atlas Travel Description of Coverage | Tokio Marine HCC - MIS Group
