Page 2 - Comparison ACA vs STM-ConncetValue plus Care Access Plan
P. 2
ACA PLAN: BLUE CROSS BLUE SHIED - SLIVER LEVEL
AGE: 35 Premium: $614.33/month
Hospital Stay for 2 days.
Hospital Bill Basic bill = Medical Basic bill - (Care Premiums for 12 Annual Net Cost
Deductible + Supplemental: Access Plan months = ACA of Health
5,000 Coinsurance Care Access Plan subsidy) BCBS Silver + Coverage =
10,000 Cost subsidy Care Access Plan Premiums + Your
15,000 Net Medical Bills
20,000 3800 2000 1,800 7,372 9,172
25,000 4,800 2000 2,800 7,372 10,172
30,000 5,800 2000 3,800 7,372 11,172
35,000 6,800 2000 4,800 7,372 12,172
40,000 7,800 2000 5,800 7,372 13,172
45,000 8,800 2000 6,800 7,372 14,172
50,000 9,800 2000 7,800 7,372 15,172
55,000 10,800 2000 8,800 7,372 16,172
2000
11,400 9,400 7,372 16,772
11,400 2000 9,400 7,372 16,772
11,400 2000 9,400 7,372 16,772
60,000
50,000
40,000 Hospital Bill
30,000
20,000 Basic bill = Deductible + Coinsurance
10,000 Cost
Medical Supplmental: Care Access
Plan subsidy
Basic bill - (Care Access Plan subsidy)
Premiums for 12 months = ACA BCBS
Silver + Care Access Plan
0
1 2 3 4 5 6 7 8 9 10 11
AGE: 35 Premium: $614.33/month
Hospital Stay for 2 days.
Hospital Bill Basic bill = Medical Basic bill - (Care Premiums for 12 Annual Net Cost
Deductible + Supplemental: Access Plan months = ACA of Health
5,000 Coinsurance Care Access Plan subsidy) BCBS Silver + Coverage =
10,000 Cost subsidy Care Access Plan Premiums + Your
15,000 Net Medical Bills
20,000 3800 2000 1,800 7,372 9,172
25,000 4,800 2000 2,800 7,372 10,172
30,000 5,800 2000 3,800 7,372 11,172
35,000 6,800 2000 4,800 7,372 12,172
40,000 7,800 2000 5,800 7,372 13,172
45,000 8,800 2000 6,800 7,372 14,172
50,000 9,800 2000 7,800 7,372 15,172
55,000 10,800 2000 8,800 7,372 16,172
2000
11,400 9,400 7,372 16,772
11,400 2000 9,400 7,372 16,772
11,400 2000 9,400 7,372 16,772
60,000
50,000
40,000 Hospital Bill
30,000
20,000 Basic bill = Deductible + Coinsurance
10,000 Cost
Medical Supplmental: Care Access
Plan subsidy
Basic bill - (Care Access Plan subsidy)
Premiums for 12 months = ACA BCBS
Silver + Care Access Plan
0
1 2 3 4 5 6 7 8 9 10 11
