Page 3 - Comparison ACA vs STM-ConncetValue plus Care Access Plan

SHORT TERM MEDICAL: CONNECT VALUE PLANS 2 X 6 MONTHS and 12 MONTHS.
AGE: 35

Premium $160.91 (2x6 months plans); $215.30/month (1x12 months plan)
Hospital Stay for 2 days

Hospital Bill Basic bill = Medical Basic bill - Premiums Cost Premium Cost 1x12 months
Deductible + Supplemental (Care Access of (2 x 6 = 12 of (1x12 = 12 plan: Annual
5,000 Coinsurance (Care Access Plan subsidy) months STM months STM Net Cost of
10,000 Cost Plan subsidy) plans) + Care plan) + Care Health Coverage
15,000 Access Plan = Access Plan = = Premiums +
20,000 3000 2000 1,000 $1,930.92/year; $2,483.60/year; Your Net
25,000 4,000 2000 2,000 26% of ACA 35.5% of ACA Medical Bills
30,000 5,000 2000 3,000 Plan Plan
35,000 6,000 2000 4,000 1,930.92 2,583.60 3,583.6
40,000 6,500 2000 4,500 1,930.92 2,583.60 4,583.6
45,000 6,500 2000 4,500 1,930.92 2,583.60 5,583.6
50,000 6,500 2000 4,500 1,930.92 2,583.60 6,583.6
55,000 6,500 2000 4,500 1,930.92 2,583.60 7,083.6
6,500 2000 4,500 1,930.92 2,583.60 7,083.6
6,500 2000 4,500 1,930.92 2,583.60 7,083.6
6,500 2000 4,500 1,930.92 2,583.60 7,083.6
1,930.92 2,583.60 7,083.6
1,930.92 2,583.60 7,083.6
1,930.92 2,583.60 7,083.6

60,000 Hospital Bill
50,000
40,000 Basic bill = Deductible + Coinsurance Cost
30,000
Medical Supplemental (Care Access Plan
subsidy)
Basic bill - (Care Access Plan subsidy)

20,000 Premiums Cost of (2 x 6 = 12 months STM
plans) + Care Access Plan =
10,000 $1,930.92/year; 26% of ACA Plan

0 Premium Cost of (1x12 = 12 months STM
1 2 3 4 5 6 7 8 9 10 11 plan) + Care Access Plan = $2,483.60/year;
35.5% of ACA Plan