Page 4 - Comparison ACA vs STM-ConncetValue plus Care Access Plan

ACA PLAN: BLUE CROSS BLUE SHIED - SLIVER LEVEL
AGE: 35 Premium $614.33/month
Hospital Stay 4 days

Hospital Bill Basic bill = Medical Basic bill - (Care Premiums for Annual Net Cost
Deductible Supplemental: Access Plan 12 months = of Health
5,000 + Care Access subsidy) ACA BCBS Coverage =
10,000 Coinsurance Plan subsidy Silver + Care Premiums +
15,000 Cost Access Plan Your Net
20,000 Medical Bills
25,000 3800 4000 -200 7,372 7,172
30,000 4,800 4000 800 7,372 8,172
35,000 5,800 4000 1,800 7,372 9,172
40,000 6,800 4000 2,800 7,372 10,172
45,000 7,800 4000 3,800 7,372 11,172
50,000 8,800 4000 4,800 7,372 12,172
55,000 9,800 4000 5,800 7,372 13,172
10,800 4000 6,800 7,372 14,172
11,400 4000 7,400 7,372 14,772
11,400 4000 7,400 7,372 14,772
11,400 4000 7,400 7,372 14,772

60,000

50,000

40,000 Hospital Bill
30,000
20,000 Basic bill = Deductible +
10,000 Coinsurance Cost

Medical Supplemental: Care
Access Plan subsidy

Basic bill - (Care Access Plan
subsidy)

Premiums for 12 months = ACA
BCBS Silver + Care Access Plan

0
1 2 3 4 5 6 7 8 9 10 11

-10,000