Term Life SafeGuard
insurance
with
Optional Critical Illness cash out
For Individuals
by
UnitedHealthcare®
What is Term Life with Optional Critical Illness Plan?
Term Life insurance policy has been integrated with optional 50% cash out of benefit of Term Life due to occurrence of Critical Illness during the currency of the policy. Premiums on balance of 50% of Term Life policy drop due to payment of cash out due to critical illness. The assigned beneficiary of the Term Life policy gets the balance of 50% of benefit upon death of the Term Life policy holder. Provision (rider) of optional critical illness helps the policy holder to offset expenses during stage of critical illness.
UnitedHealthcare® offers two categories of Term Life insurance plans at entry into plan:
- 10-Year Plans: Issue age group is 18-59.
- 20-Year Plans: Issue age group is 18-49.
- Term Life Benefit: Available from $25,000 to $200,000.
- Eligibility for End Date: 75th
Optional Critical Illness Cash Out
50% of the selected Term Life benefit is paid to the beneficiary upon diagnosis of critical illness in following situations after waiting period of 30 days of Effective Date.
Carcinoma in Site; Coma; Coronary Artery Bypass Graft; Heart Attack or Stroke; Life-threating Cancer (diagnosed more than 90 days after Effective Date of policy); Loss of Hearing, Speech, or Vision; Major Organ Transplant; Paralysis; Renal (kidney) Failure; Terminal Illness.
Details of Plans: Open brochure here.
Exclusion and Limitations: As given in the brochure.
I want to sign up. How should I go about?




I’m a Policy Holder, I need help!
Follow the instructions in the email you received. Keep member card handy!
Call Customer Service Phone: 1-800-657-8205
QUESTIONS?
Call us at 1-407-792-6060 or leave message below.
We’ll get back to you within 24 hours.
Who are the providers of the plans?

